I do not know your individual financial situation, and this is general information only.
So please use anything you read here with caution and always do your own research and seek your own advice as it pertains to your particular situation. I am NOT a financial adviser (and I don’t want to be), I just like to give solid, common sense tips and tricks and things that I have learnt in the time that I have been studying finances.
This information is freely available through other sources and I strongly suggest, if you are serious about increasing your financial knowledge that you read a wide variety of books, blogs, newspapers and speak to as many different experts as you can and find yourself a mentor.
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